I had to think about the "do you think you have a higher chance of getting in an accident while commuting vs. pleasure riding" questions.
They are both dangerous. Basically, a motorcycle is like a hot iron and you should treat it as such. Whether it's hot or not, you should respect it and act like it's hot or it can be bad.
I have had to put my boot in people's fenders, been run almost off the road, cut off, etc. while commuting. It certainly feels more dangerous. But I also crashed while pleasure riding just cruising around a lazy corner. Ok, so it had been snowing and they had sanded the road but the sun was out and everything looked cool.
So I didn't know how to answer those.