Jim;
You can make a "flapper valve" by cutting a piece of tape about 4 times as long as the drain hole diameter, folding it over on itself so about 1/3 of the sticky side is still exposed and then stick it to the bottom of your belly pan. Make sure the folded- over section of the tape is centered over your drain hole. The tape width needs to be a bit more than the hole diameter, of course.
The tape will act as an el- cheapo check valve-- fluids can drain out but debris can't blow back inside.
Regards, Neil Tucson, AZ