Evil, my personal view as far as lawsuits go are speaking of the rentee suing the rentor. A car owner isn't very likely going to sue himself, but the family of the rentee sure might. As far as suing the SCTA, while their insurance might cover any and all costs incrued by their workers at a event, who covers the costs and inconvienience to each and everyone of those people for depositions, court appearances, etc. This is all hypothetical of course, but its something we should all be aware of.