Author Topic: suggestions for medical insurance for racing  (Read 12828 times)

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Swift33

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suggestions for medical insurance for racing
« on: May 30, 2014, 03:35:25 PM »
Hi Guys ,

 just been running through the medical form for speedweek and it's asking for proof of medical insurance.

I've tried a couple of companies here in the UK who specialize in race insurance  but they are not interested as soon as you mention Bonneville  :-o

Can anyone recommend a company who will insure to race at Bonneville ,

thanks ,

Stu


Offline 4-barrel Mike

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Re: suggestions for medical insurance for racing
« Reply #1 on: May 30, 2014, 03:40:50 PM »
Front inside cover of the rulebook.

Mike
Mike Kelly - PROUD owner of the V4F that powered the #1931 VGC to a 82.803 mph record in 2008!

Offline Stainless1

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Re: suggestions for medical insurance for racing
« Reply #2 on: May 30, 2014, 05:35:49 PM »
Wow, had not done the Med form yet... PROOF OF INSURANCE?  It used to ask you if you had any... hopefully they won't turn the uninsured into the government...
Stainless
Red Hat 228.039, 2001, 65ci, Bockscar Lakester #1000 with a little N2O

Offline stay`tee

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Re: suggestions for medical insurance for racing
« Reply #3 on: May 30, 2014, 08:49:03 PM »
"Proof of Insurance", thats going to "impact" International competitors,, my experience in trying to obtain Accident Insurance is that you can get it, BUT!, at an "Exorbanote Premium",, most International racers that i know have run without and have to suckup the conquences, however now that proof is required, i guess thay will leave their vehicles at home unless somewon can come up with an affordable short term coverage,,

I choose to run FIM as thay offer/requier Insurance before thay issue you a licence,, thay nominate their Insurer who offers a reasonable rate,,,
First Australian to ride a motorcycle over 200mph at Bonneville,,,

Offline peterdallan

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Re: suggestions for medical insurance for racing
« Reply #4 on: May 31, 2014, 09:47:30 AM »
Stu, we have an insurer here in the UK that covers us for running at Bonneville. Pm me for details

Peter

Offline jl222

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Re: suggestions for medical insurance for racing
« Reply #5 on: May 31, 2014, 12:18:51 PM »
  I didn't keep a copy of the medical form, But it seems they just want to know who the insurer is and info about it, but not proving it.


        JL222

Offline Sumner

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Re: suggestions for medical insurance for racing
« Reply #6 on: May 31, 2014, 01:14:26 PM »
 I didn't keep a copy of the medical form, But it seems they just want to know who the insurer is and info about it, but not proving it.


        JL222

The wording has changed:

========================================

2013 was....

Insurance No____ Yes___ If yes, complete below
Carrier __________________________ ID No._____________
Group __________________ Subscriber___________________

=========================================

2014 is...

Please Provide Proof of Primary Medical Insurance (Fill In Completely)
Insurance
Carrier _________________________________ ID No. ________________
Group
___________________________ Subscriber __________________

=========================================

Has there been any word on this as to if it is an 'absolute requirement' that you have to be covered?

Sum
« Last Edit: May 31, 2014, 01:16:42 PM by Sumner »

Offline jl222

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Re: suggestions for medical insurance for racing
« Reply #7 on: May 31, 2014, 04:59:22 PM »
 I didn't keep a copy of the medical form, But it seems they just want to know who the insurer is and info about it, but not proving it.


        JL222

The wording has changed:

========================================

2013 was....

Insurance No____ Yes___ If yes, complete below
Carrier __________________________ ID No._____________
Group __________________ Subscriber___________________

=========================================

2014 is...

Please Provide Proof of Primary Medical Insurance (Fill In Completely)
Insurance
Carrier _________________________________ ID No. ________________
Group
___________________________ Subscriber __________________

=========================================

Has there been any word on this as to if it is an 'absolute requirement' that you have to be covered?

Sum

  Well filling the form out doesn't prove anything. :-P

              JL222

Offline Stan Back

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Re: suggestions for medical insurance for racing
« Reply #8 on: May 31, 2014, 06:56:21 PM »
Here's a (very) little background on the insurance issue -- from what I've been able to find.

The driver's Medical Forms are mainly kept so that emergency personnel can ascertain if a person has a pre-existing condition that would effect his treatment at the sight and later at another care center.  You know -- allergies, medication already taken, etc.  The information in the forms are not entered in the SCTA computer systems, but the forms are kept handy in case of an emergency.

Racers that run at El Mirage know that each meet they must submit a form with the latest info.  I believe that the forms are kept in car number sequence as a driver may change cars from meet to meet.  I understand that these forms are shredded after the meet.

The SCTA is facing increased insurance costs and is hoping to curb the increases by having drivers responsible for their own insurance.  Whether this is now, or going to be, mandatory -- I don't know.
Past (Only) Member of the San Berdoo Roadsters -- "California's Most-Exclusive Roadster Club" -- 19 Years of Bonneville and/or El Mirage Street Roadster Records

Offline Seldom Seen Slim

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Re: suggestions for medical insurance for racing
« Reply #9 on: May 31, 2014, 07:09:44 PM »
A case in point:  When Nancy crashed her bike at the line a couple of years ago the safety personnel that got there first -- had her medical form in hand.  That quickly.  The forms are all filed in three ring binders (one per emergency vehicle, perhaps) by race number.  But however they do it -- it was great to see them showing up with all of the information right then and there. :cheers: :cheers:
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Offline stay`tee

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Re: suggestions for medical insurance for racing
« Reply #10 on: May 31, 2014, 10:44:39 PM »
Medical emergencies in the States can be/are very expensive,, an associate of mine fell at last years BUB event, was taken to University Hospital in SLC by ambulance (road), thay kept him in over night for observation,, total billed to him US$14,000.00, he wasent insured,  :roll:
First Australian to ride a motorcycle over 200mph at Bonneville,,,

Offline n49racer

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Re: suggestions for medical insurance for racing
« Reply #11 on: May 31, 2014, 10:56:01 PM »
Stan

your post about SCTA facing increased insurance costs seems to suggests that SCTA currently has medical insurance in place for drivers and is asking the driver to provide their own insurance. Is this true? I assumed that I was not covered unless I provided my own insurance.

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Offline Stainless1

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Re: suggestions for medical insurance for racing
« Reply #12 on: May 31, 2014, 11:24:30 PM »
I happen to know from first hand experience that the SCTA carries a Secondary medical policy for entrants, it pays what your insurance does not up to $15k.  My transport to SLC was nearly $5K, Emergency room, $11-12K, various Doctors another $2K... Imaging another $2K...
I had a little trouble with my health insurance, BCBS, they were looking for someone to blame, asked me if any other vehicle was involved... Told them no insured vehicles were involved, that I was injured in an off road accident, no other vehicles, just me. 
So I guess they are trying to lower the insurance costs... and all of us in America are supposed to have health insurance.... or pay a fine to the IRS....  thanks left wing crazies   :-o
 :cheers:
Stainless
Red Hat 228.039, 2001, 65ci, Bockscar Lakester #1000 with a little N2O

Offline Speed Limit 1000

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Re: suggestions for medical insurance for racing
« Reply #13 on: June 01, 2014, 01:29:01 AM »
Stainless,
Did that only add up to about $2,000/per/hr? :cheers:
« Last Edit: June 01, 2014, 01:30:43 AM by Speed Limit 1000 »
John Gowetski, red hat @ 221.183 MPH MSA Lakester, Bockscar #1000 60 ci normally aspirated w/N20

Offline Stainless1

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Re: suggestions for medical insurance for racing
« Reply #14 on: June 01, 2014, 10:06:37 PM »
It's good work when you can get it... My heart valve worked out way cheaper... more cost but over a longer time  :-o
Stainless
Red Hat 228.039, 2001, 65ci, Bockscar Lakester #1000 with a little N2O